If you have tried every conceivable method to avoid bankruptcy but it turns out you have no other way out of the situation, the first step you must take before applying is to consult a bankruptcy attorney.
Bankruptcy attorneys can be hired or appointed by the court system to help you through the court process. To find out about the bankruptcy lawyers in Detroit, you can go to this source:
Whatever bankruptcy lawyer you choose, you should always be ready to ask lawyers about your case. Here is a list of questions that you should always ask your lawyer to make yourself more aware of your bankruptcy process:
What kind of bankruptcy is right for you?
Keep in mind that the Federal court system in the United States has eight types of bankruptcy filings available. Of course, the two most popular are Chapter 13 and Chapter 7, but there are various details and different rules that apply to each type of filing.
A good bankruptcy lawyer will be able to filter out your financial difficulties and recommend the best type of bankruptcy for you.
How do you file for bankruptcy?
Bankruptcy filings need to be made in the state where you are currently residing. If you plan to remain represented by bankruptcy attorneys, their legal staff can help prepare all the documents needed to be submitted to the court system.
If you only want to use a bankruptcy attorney for a consultation, make sure you don't leave the lawyer's office without the documents needed to start the bankruptcy process.